Monday, October 28, 2013

MCS 03A-Transfer Pricing


Syllabus Requirement:
Transfer Pricing (Market based and Cost Based) - Related numerical problems - Return on Investment, Economic Value Added, Capital Budgeting and Ratio Analysis as a tool to management performance measurement



Transfer Pricing
Objectives:
To understand the concept of Transfer Pricing.
To analyze the Transfer Pricing methods.
To understand the problems of corporate services pricing.
How is the administration of Transfer Pricing in the organization?
What is Transfer Price?:
A transfer price is the price one subunit of an organization charges for a product or service supplied to another subunit of the same organization.  The two segments can be cost centers, profit centers, or investment centers.  For example, the allocation of service department costs to production departments that are set up as either cost centers or investment centers is an example of transfer pricing.


Objectives  of Transfer Pricing: (Why Transfer Pricing ?)
If two or more profit centers are jointly responsible for product development, for example manufacturing and marketing, each should share in the revenue generated when the product is finally sold. The transfer price is the mechanism for distributing this revenue.

The transfer prices should be designed to accomplish different objectives like:
·         It should provide each business unit with the relevant information it needs to determine the optimum trade-off between company costs and revenue.
·         It should induce goal congruent decisions – means the decisions which can improve business unit profit will also improve company profits.
·         It should help measure the economic performance of the individual business units
·          It should motivate management effort
  • It should preserve a high level of subunit autonomy in decision making.
·         The system should be simple to understand and easy to administer.
              

Factors that are conducive for fixing an optimum Transfer Price:
The ideal situation to implement the Transfer Pricing in the organization should have following components:
·   Competent People
·   Good atmostpher
·   A Market Price
·   Freedom to source
·   Full Information
·   Negotiation

Factors that are detrimental:
The determination of a fair Transfer Price may be adversely affected by constraints placed on sourcing either because of the corporate policies or due to certain constraints it is not feasible to source for the purchase and sales department. Limited Markets and
Excess or shortage of industry capacity w ill also affect the determination of a fair transfer price.


Methods of determining Transfer Price:
The three general methods for determining transfer prices are:
1.      Market-based transfer prices
2.      Cost-based transfer prices
3.       Negotiated transfer prices

Significance of alternative transfer-pricing methods:
Alternative transfer-pricing methods can result in sizable differences in the reported operating income of divisions in different income tax jurisdictions.  If these jurisdictions have different tax rates or deductions, the net income of the company as a whole can be affected by the choice of the transfer-pricing method.

Market-based transfer prices:
The transfer pricing issue is actually about pricing in general, modified slightly to take into account factors that are unique to internal transactions. For instance the transfer of an intermediate product between divisions.  
The fundamental principle is that the transfer price should be similar to the price that would be charged if the product were sold to outside customers or purchased from outside vendors. This is what is referred to as the “arms length” principle, to denote a distance that closely held firms or divisions with a firm should maintain in Pricing decisions. This is relevant in the matters of Taxation especially with reference to Multinational firms, which span across more than one country and thereby having tax implications involving several countries.

Transferring products or services at market prices generally leads to optimal decisions when (a) the market for the intermediate product market is perfectly competitive, for instance the transferred product may have special characteristics that differentiate it from the products that are available in the market.  (b) interdependencies of subunits are minimal, and (c) there are no additional costs or benefits to the company as a whole from buying or selling in the external market instead of transacting internally.

Minimum Transfer Price & Idle capacity:
The general transfer-pricing guideline specifies that the minimum transfer price equals the additional outlay costs (Marginal Cost ) per unit incurred up to the point of transfer plus the opportunity costs per unit to the supplying division.
  When the supplying division has idle capacity, its opportunity costs are zero; when the supplying division has no idle capacity, its opportunity costs are positive.  Hence, the minimum transfer price will vary depending on whether the supplying division has idle capacity or not.

Cost-based transfer prices
Sometimes Market prices are unavailable. Even if the market prices were available, it may be considered as being too costly an exercise, to incorporate into a routine Pricing decision, and hence not feasible. Under such circumstances the alternatives of using cost based  pricing is resorted to.  Whatever be the justification for the use of cost-based Transfer  price, it will always be less satisfactory than the Market Price.
 Usually in this cost-based transfer pricing, the two issues that need to be resolved are:
i)            What costs are to be included ?(Full , Standard or Marginal costs ?) and
ii)          What is the basis for the mark-up? (is it an approximation of outside market price  or one that is based on the cost of capital?)

Full Costs Plus Markup:
One potential limitation of full-cost-based transfer prices is that they can lead to suboptimal decisions for the company as a whole.  An example of a conflict between divisional action and overall company profitability resulting from an inappropriate transfer-pricing policy is buying products or services outside the company when it is beneficial to overall company profitability to source them internally. This situation often arises where full-cost-based transfer prices are used. This situation can make the fixed costs of the supplying division appear to be variable costs of the purchasing division. Another limitation is that the supplying division may not have sufficient incentives to control costs if the full-cost-based transfer price uses actual costs rather than standard costs.
The purchasing division sources externally if market prices are lower than full costs. From the viewpoint of the company as a whole, the purchasing division should source from outside only if market prices are less than variable costs of production, not full costs of production.
Standard Costs:
Under the full cost approach the supplying division could potentially pass on the inefficiencies of the division to the receiving division. In order to overcome this limitation
the use of Standard Costs is proposed. Standard Costs are scientifically pre-determined cost of production. This control checks for the efficiency of the supplying division and motivates it to contain costs.

Marginal Costs Plus mark-up: Under this approach only the variable costs are considered on the contention that fixed costs have already been sunk or committed irrespective of the receiving division’s purchase decision. Inasmuch as this does not allow the Supplying Division to recover its Fixed Costs, it de-motivates the Supplying Division. This approach would however be valid if the supplying division has spare capacity that is lying idle for want of outside demand.

Negotiated transfer prices:
Cost and market  price information are often useful starting points in the negotiation process.  Costs, particularly variable costs of the "selling" division, serve as a "floor" below which the selling division would be unwilling to sell.  Prices that the "buying" division would pay to purchase products from the outside market serves as a "ceiling" above which the buying division would be unwilling to buy.  The price negotiated by the two divisions will, in general, have no specific relationship to either costs or prices.  But the negotiated price will generally fall between the variable costs-based floor and the market price-based ceiling.


Two-Step Pricing:
Under this approach the transfer Price includes two charges. First for each unit sold , a charge is  made that is equal to the standard variable cost of production. Second a periodic  (Usually monthly)  charge is made that is equal to the fixed cost associated with the facilities reserved for the buying unit. One or both these components should include a profit margin.

The scenario reproduced below illustrates the concept.

Illustration
Business Unit X ( Manufacturer)                                                        Product A
Expected monthly sales to Y                                                               5000 Units
Variable Cost per Unit                                                                                    Rs. 5
Monthly Fixed Cost assigned to the product                                      20,000
Investment in working Capital & Facilities                                         12,00,000
Competitive return on Investment per year                                      10%

One way to transfer Product A to Business Unit Y is at a price per unit ,calculated as follows:
                                                                                                            Transfer Price for
                                                                                                            Product A
Variable Cost per unit                                                                                     5
Plus: Fixed Cost per Unit                                                                                4
Plus: Profit  Per Unit                                                                                       2*
                                                                                                            -------------------
Transfer Price Per Unit                                                                      Rs.       11
                                                                                                            -------------------
*
ROI per Year = 12,00,000 * 10 % = 1.20,000. Annual Production = 5000 units/PM * 12 = 60,000 Hence ROI per Unit = 1,20,000/60,000 =





In this method the Transfer price of Rs. 11 is  a variable cost for Unit Y. The Company’s Variable cost, on the other hand is only Rs. 5. Per unit. Thus Unit does not have the right information to make appropriate short- term marketing decisions. If, for instance, unit Y  knew that the Company’s variable cost was only  Rs.5/ unit, under certain circumstances, it could safely accept business at less than the its normal price. That is, as long as the price covers the variable cost and is contributing to the partial recovery of fixed cost, though not resulting in profit. 

The two step pricing method correct this problem by transferring variable cost on a per unit basis, and transferring fixed cost and profit on a lump sum basis.
Under this method the transfer price for product A would be Rs.5  for each unit that unit Y purchases plus Rs.20000 per month for fixed cost. Plus Rs.10000 per month for profit:
If transfer of product A in a certain month are at the expected amount 5000 units then under the two step method unit y will pay the variable cost of Rs.25000 ( 5000 units * Rs.5 per unit) plus  Rs.30000 ,on a monthly basis, for the fixed cost and profit--- a total of Rs.55000 .This is the same amount as the amount it would pay unit x if the Transfer Price were Rs.11 per unit ( 5000 *11= Rs.55,000)
 if the transfers in another month is less than 5000 units say 4000 units, unit y would pay Rs.50,000 [ 4000 units * Rs 5 + Rs 30,000] under the two step methods compared with the Rs.44000 it would pay if the transfer price were Rs.11 per unit. The difference is their penalty for not using a portion of unit X’s capacity that it has reserved.
Conversely, Unit Y would pay less under the 2 step-method if the transfers were more than 5,000 units in a given month. This represents the savings Unit X would have because it could produce the additional units without having to incur additional Fixed Costs.
 Note that under two step method the company variable cost for product A is identifiable to unit Y’s variable cost for the product, and unit Y will make the correct short term marketing decisions. Unit Y also has information on upstream fixed costs and profit related to product A and it can use these data for long term decision.
The fixed cost calculation in the two step pricing method is based on the capacity that is reserved for the production of product A that is sold to unit Y.  The investment represented by this capacity is allocated to product A. The return on investment that unit X earns on competitive ( and, if possible comparable)  products is calculated and multiplied by the investment assigned to the product.
 In the example we calculated the profit allowance as a fixed monthly amount. It would be appropriate under some circumstance to divide the investment into variable( Receivable & Inventory) and fixed ( Plant & Machinery) components. Then, a profit allowance based on a return on investment on variable assets would be added to the standard variable cost for each unit sold.
Following are some points to consider about the two-step pricing method:
1.      The Monthly charge for Fixed Costs and Profit should be negotiated  periodically and will depend on the capacity reserved for the buying unit.
2.      How much capacity to reserve for various products is an issue under this method of pricing
3.      Under this method the manufacturing units profit performance is not affected by the sales volume of the final unit.
4.      There could be a conflict of interest between manufacturing unit and those of the company. If capacity is limited the unit may have an opportunity to increase its profit by using its limited capacity to cater to external demand in preference to internal demand. This is mitigated by firm level involvement, by stipulating that the marketing unit has first claim.
5.      This method is similar to “Take or Pay” pricing that is frequently used by public utilities, mining, pipelines and Long-term contracts

Profit sharing:
 If the two step pricing system just described is not feasible, a profit sharing system might be used to ensure congruence of business unit interest with company interest. This system operates  as follows.

1. The product is transferred to the marketing unit at standard variable cost.

2. After the product is sold, the business units share the contribution earned which is selling price minus the Company’s variable manufacturing and marketing costs.

This method of pricing may be appropriate if the demand for the manufactured product is not steady enough to warrant the permanent assignment of facilities as in the two step method. In general, this method does make the marketing unit’s interest congruent with that  of  the company.
 There are several practical problems in implementing such profit sharing system. First, there can be arguments over the way contribution is divided between the two profit centers. Senior Management may have to intervene to settle the dispute. This is costly & time consuming and works against a basic reason for decentralization, namely autonomy of the business units mangers. Second, arbitrarily dividing up the profits between units does not give valid information on the profitability of each unit.

Third since the contribution is not allocated until after the sale has been made the manufacturing units contribution depends upon the marketing unit’s ability to sell and on the actual selling price. Manufacturing units may perceive this situation to be unfair


Two set of price:
In this method, the manufacturing unit’s revenue is credited at the outside sales price, and the buying unit is charged the total standard costs. The difference is charged to a headquarter account and eliminated when the business unit statement are consolidated. This transfer pricing method is sometimes used when there are frequent conflicts between the buying and selling units that cannot be resolved by one of the other method. both the buying and selling units benefit under this method.

There are several disadvantages to the system of having two set of transfer prices. First  the sum of the business unit profits is greater than overall company profits. Senior management must be aware of this situation when  approving  budgets for the business units and subsequently evaluating  performance against these budgets. Secondly, this system create an illusive feeling that business units are making money while in fact the overall company might be losing after taking account of the debits to headquarters. Thirdly this system might motivate business unit to concentrate more on internal transfers at the expense of outside sales. Fourthly, there is additional bookkeeping involved in first debiting headquarters every time a transfer is made and then eliminating this account when the Financial Statements are consolidated.

Finally the fact, that the conflict between the business units would be lessened under this system could be viewed as a weakness. Sometime, it is better for the headquarter to be aware of the conflict arising out of transfer prices because such conflict may signal problem in either the organizational structure or in other management systems. Under the two sets of prices method these conflicts are smoothed over thereby not alerting senior management to these problems.

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